Friendly, prompt, and clear information throughout the process.

Sema was from start to finish directly involved in the entire process keeping us updated as to the steps and the time line. Towards the end of this year or into next year I'll be purchasing a second home. My first step will be to call Sema.

“5-Star Review: Excellent Mortgage Refinance Experience! JUSTIN P. JOHNSON” I recently refinanced my home mortgage through Advantage First Lending and couldn’t be more pleased with the experience. From start to finish, the process was smooth, efficient, and stress-free. Justin and his team were incredibly knowledgeable and walked me through every step, answering all my questions with patience and clarity. Not only did I secure a significantly lower interest rate but I was also able to reduce my monthly payments. The paperwork was minimal and handled quickly and I was kept informed throughout the entire process. Closing was fast and convenient, with no hidden fees or surprises. This refinance has brought me both financial relief and peace of mind. I highly recommend Justin and Advantage First Lending to anyone considering refinancing their home They’re professional, reliable, and truly focused on customer satisfaction. JUSTIN P. JOHNSON will be my mortgage guy for life! Sincerely, Vincent A. Talmo

My loan officer, Justin O Johnson was great to work with. The refinance process with sign offs is automated well online. I was especially appreciative of the work Justin and his team did with obtaining preliminary underwriting approval before we went through with the appraisal process. Thank you for your support Justin.

Justin p Johnson was the most patient and kind person I’ve ever dealt with Very professional

We had an amazing experience working with Justin p. Johnson. He is well informed and made the refinancing process a breeze.

Justin has been an excellent partner from the very beginning of the process and right up to the end. I would highly recommend Justin and his entire team at Advantage1st. Peter Smith

Justin P Johnson was very helpful,answered all questions and was always there to answer my calls,emails,texts. A+

My loan started off shaky.. I wasn’t getting the follow up that I was expecting until a new loan person was assigned after I voiced my displeasure.That person was Ethan Pope. He was fantastic! He was right on top of things and kept me apprised of everything, and offered assistance if I needed any additional help with anything. He was truly the blessing I needed at the time. It was really a pleasure working with him, and I can’t say enough good things about him. Professional, courteous, informative and prompt. He made my experience a pleasure working with Advantagefirst Lending.