The Lowdown on HECM Mortgage Loans...

The Lowdown on HECM Mortgage Loans...

Our HECM Mortgage Rates Are Low & Our Process is Quick & Painless

A HECM mortgage is a loan for seniors age 62 and older. HECM mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash with no monthly mortgage payments.

We're here to make the HECM mortgage process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE HECM Mortgage Qualifier.

We'll help you clearly see differences between HECM mortgage options, allowing you to choose the right one for you.

The HECM Mortgage Process

Here's how our home loan process works:

  • Complete our simple HECM Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why a HECM mortgage?

A HECM mortgage pays off your existing mortgage, should you have one, by allowing you access to the home equity you've worked so hard to build. Any money left after paying off your existing mortgage is available to use as you see fit.

HECM Mortgage Qualifier

Your Home Loan Could Be
Fully Funded 21 Days From Now

  • Fixed Rates

    Fixed Rates

  • Adjustable Rates Mortgage (ARM)

    Adjustable Rates
    Mortgage (ARM)

  • Conforming Loans


  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, & USDA

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

Get Your FREE HECM Mortgage Quote Now!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

I Want My FREE HECM Mortgage Quote